<p>Gletra's AML program addresses requirements under:</p><ul class="mb-3"><li>Prevention of Money Laundering Act, 2002 (PMLA) and amendments</li><li>RBI Master Direction on Prepaid Payment Instruments</li><li>FEMA regulations for cross-border transactions where applicable</li><li>IT Act provisions on intermediary due diligence</li><li>Sanctions lists issued by UN, OFAC, and Indian government</li></ul>