<p class="lead">These Payment Terms govern all financial transactions processed through Gletra Technologies Pvt. Ltd., including product purchases on our multi-vendor marketplace, home service bookings for electricians, plumbers, carpenters, cleaners, and appliance repair professionals, Gletra Wallet top-ups and payments, and seller settlement disbursements.</p><p class="lead">Gletra acts as a payment intermediary, collecting buyer payments and disbursing seller and service provider earnings according to the schedules defined in our Seller Withdrawal Policy and Service Booking Policy. By completing a transaction on Gletra, you agree to these Payment Terms in addition to our Terms & Conditions.</p><p class="lead">All payments are processed through PCI-DSS compliant payment gateways. Gletra does not store full credit or debit card numbers. Users must provide accurate payment information and authorize charges at checkout or booking confirmation.</p><p class="lead">These terms address accepted payment methods, authorization and capture procedures, failed payment handling, currency, taxes, chargebacks, and refund routing. For wallet-specific rules, see our Wallet Policy.</p>