<div class="table-responsive mb-3"><table class="table table-bordered table-sm"><thead class="table-light"><tr><th>User Category</th><th>CDD Requirement</th><th>Trigger</th></tr></thead><tbody><tr><td>All sellers</td><td>Full KYC + business verification</td><td>Registration</td></tr><tr><td>Service providers</td><td>Individual KYC + background check</td><td>Registration</td></tr><tr><td>Wallet users (withdrawal)</td><td>Individual KYC + bank verification</td><td>First withdrawal</td></tr><tr><td>High-value buyers</td><td>Enhanced verification</td><td>Single transaction &gt; ₹2,00,000</td></tr><tr><td>All users</td><td>Ongoing monitoring</td><td>Continuous automated screening</td></tr></tbody></table></div>